Home Insurance

Your home is not just a house or an investment, it is a living breathing part of your family's life. When you consider your home this way, you can better understand why it is so important to keep proper home insurance in place. At Holly Hill Home And Auto Inc, we are here to help Florida homeowners make the best insurance choices.

Why You Need Home Insurance in Florida

Home insurance is often required by most mortgage companies if you are making payments on your home. This helps to protect the mortgage company from a loss on the investment they have made in the event that the home is damaged. Beyond this requirement, though, there is also the need to protect your family's housing stability.

During a disaster that damages your home, your family may become displaced permanently if there is not adequate insurance in place for repairs or replacement. This would not only be a serious financial burden, but it can also be a serious psychological burden for your family. Home insurance helps to remove these risks so that your family can enjoy peace of mind knowing they will always have a place to call home.

What Home Insurance Covers

A quality home insurance policy will provide coverage in the following ways.

• Property damage - If the home is damaged due to fire, burglary, or natural disaster, the policy will pay for repairs or replacement of property and personal belongings up to a certain amount.
• Liability - As a homeowner, you face certain liability risks. If someone is injured at your home or on your property, liability coverage can help pay for expenses that might arise from that event.

Get A Free Quote Today

If you would like to learn more about home insurance or any of our other services, please contact us at Holly Hill Home And Auto, Inc. We will be happy to talk with you and find the right policy for your needs.