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Utah Auto owners with Auto Insurance Coverage

Auto Insurance

Auto Insurance

Your auto insurance expenses are unique in that you don't really have many options concerning whether to keep the coverage or not. Auto insurance is required by law, simple as that. This is why it is very important to always make sure you are getting the best possible auto insurance options. At Holly Hill Home And Auto, Inc. we can help you do just that.

What Does Auto Insurance Cover?

A comprehensive auto insurance policy will cover expenses arising from damage to your vehicle due to certain qualifying events. This can include accidents, burglary, natural disasters, and other types of accidents. It can also cover damage to other vehicles involved in an accident with you. Policies can also help to pay for medical expenses in some cases.

Florida Auto Insurance Requirements

The minimum requirements are:

  • $10,000 for personal injury protection (PIP)
  • $10,000 for property damage liability (PDL)

Auto Insurance and Consequences

Despite longstanding laws concerning auto insurance coverage, people still occasionally push the boundaries. The consequences of not keeping auto insurance in place, however, still stand.

The most damaging type of consequences you will face without insurance is financial. Auto insurance was created to protect people from the stiff expenses that are associated with auto accidents. During a severe or even minor auto accident, it's possible to incur damage to both your vehicle and the vehicle of others involved, and physical injuries require expensive medical treatment. All of these expenses can add up. If it is proven that you were the one at fault, then you are legally liable for these expenses. This can be a huge blow financially.

The other type of consequence can be legal consequences. Since auto insurance is required by law, if you are caught without proper insurance, you will face legal fines, you could have your license suspended, or even more serious consequences as well.

Get An Obligation-Free Quote Today

If you would like to learn more about auto insurance, please contact us at Holly Hill Home and Auto, Inc. serving Florida. We will be happy to help you.

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